Liquidity Solutions

Elevate your financial success
Catalyst liquidity solutions can help you manage both the expected and unexpected ebbs and flows of liquidity to keep your credit union running smoothly. Whether there is a short-term or a long-term need, Catalyst has the liquidity products and services to fit your need and keep your credit union on track.

Every credit union maintains a liquidity cushion, providing readily available funds to meet operating needs.

However, as the economic environment shifts, we are all susceptible to notable liquidity inflows and outflows, which create balance sheet management nightmares. The biggest challenge is that liquidity flows out at a time when we need it and flows back in at a time when we don’t want it. Proactively managing your liquidity position during those tight liquidity cycles is critical to the earnings and health of your credit union as well as the need to deploy cash for growth, whether building branches and apps or investing in loan portfolios, requires careful planning.

Catalyst, as a credit union for credit unions, provides a range of solutions that can increase your institution’s overall liquidity easily and cost effectively. Don’t make the choice between growth and stability, choose both with liquidity backing from Catalyst. Contact us today.

Loan Participations
Effectively manage liquidity by buying or selling loan participations. Selling loans turns long-term assets into cash for new loans or operational needs, while buying participations puts cash into steady-earning loans. Catalyst offers the tools and expertise to make this process work for you.
Credit Solutions
With multiple loan and line of credit options available, borrowing can be an effective way to cover temporary shortfalls or fill in longer-term funding requirements. Catalyst can craft a liquidity solution that generates the cash you need at attractive rates you want.
Certificate of Deposit Services
Through SimpliCD, the leading certificate of deposit issuance and sales platform, Catalyst can provide your credit union with new cash or investment opportunities for existing funds. Additionally, Catalyst also offers corporate certificates to meet your investment needs.
Additional Liquidity Services

Catalyst offers a full-service solution for your liquidity challenges. In addition to loan participations, CDs and various credit solutions, Catalyst also offers:

  • Brokerage bond sales
  • Correspondent to the Federal Reserve Bank Discount Window and the NCUA Central Liquidity Facility (CLF)
Manage your Liquidity with Catalyst
Catalyst combines expert analysis, deep experience and industry-leading tools and solutions to help your credit union develop and execute a liquidity plan that works for your strategy.

Contact us to get started.

Important Disclosures:

"Catalyst" is a brand name for the financial services business conducted by Catalyst Corporate Federal Credit Union ("Catalyst"), both directly and through its subsidiaries, including CUSOURCE, LLC, d/b/a Catalyst Strategic Solutions ("CSS"). Balance sheet management services and asset liability management services are offered through CSS, a SEC registered investment adviser. CSS is a separate entity from Catalyst and all investment decisions are made independently by CSS employees. Neither Catalyst nor CSS provide its clients with legal, tax or accounting advice.