Certificates of Deposit

Whether issuing or investing, SimpliCD makes it easy. The platform aggregates CD issuance, connecting buyers and sellers automatically and ensuring that purchases are within insured limits. As a buyer, your investment purchases are automatically directed to the best available rates. As a seller, you can quickly raise new funds through the network of thousands of credit union buyers. It’s a win-win made easy!

One phone call and your credit union can issue millions of dollars in CDs in a single transaction, reaching a network of thousands of credit union buyers. It’s a quick and easy way to raise liquidity.

• Customizable amounts and terms to meet individual asset/liability needs.
• Assistance in market analysis and terms from the Catalyst team
• Investors pooled for quick and efficient sales.
• All interest payments come from Catalyst in a single transfer.
• Quick to launch with minimal paperwork and no subscription or broker fees.
• Favorable funding rates

Through SimpliCD, Catalyst combines the safety of CD investing with competitive interest rates while eliminating the need for credit unions to manage purchasing from individual issuers. Investments are made by combining multiple CDs to meet your investment requirement, maintaining insurance across the entire investment while providing you with a single monthly payment.

• CDs are purchased in custodial capacity.
• Terms available from six months to five years
• One monthly statement and one monthly payment simplify accounting and auditing.
• Rate quoted is the rate received.
• No set up, subscription, transaction, co-agent or finder’s fees
• Purchases are quick and seamless – no need to research multiple individual purchases, perform due diligence on each issuer or execute multiple transactions.