News & Insights
Loan participations offer credit unions a flexible and strategic way to manage loan portfolios, diversify risk and enhance liquidity. Today’s market provides sellers with multiple avenues to reach potential buyers. The two primary approaches are direct placement and placement in a marketplace.
The Fed unanimously voted to cut the benchmark rate by 25 basis points to a target range of 4.50% - 4.75%. According to Federal Reserve Chair Jerome Powell, the move was the second step in the Fed’s recalibration of monetary policy (the first step being September’s rate cut).
The monthly Market Overview & Data Report is a comprehensive summary of November’s key economic and market metrics that are fundamental to credit union financial management. The report not only summarizes key economic and market data, but also explains how these metrics are relevant to credit unions. It further includes industry peer performance data and assessment, relative value evaluation, and an upcoming economic calendar. It is also an excellent report to include in credit union board and ALCO packets.
There was lots of discussion leading up to the monthly job report due to the hurricanes and ongoing Boeing strike occurring during October. No one was quite sure how these situations would play out in the labor market.
October is Cybersecurity Awareness Month (CAM), a timely reminder of the ever-present online security threats. Fortunately, as cybersecurity tactics continue to evolve, emerging technology, such as Artificial Intelligence (AI), present new methods of effectively combatting them.
Catalyst’s Strategic Summit was packed with engaging sessions, insightful speakers and forward-thinking strategies designed to help credit unions tackle today’s challenges. In the heart of the Texas Hill Country at the La Cantera Resort & Spa, we welcomed credit union leaders, young professionals and industry experts.
Last week at the inaugural Strategic Summit, Catalyst’s Vice President of Advisory Services, Steven Houle, delivered an insightful analysis of the current economic landscape and its potential trajectory for 2025.
Halloween brings incantations of ghastly displays and haunting celebrations; similarly, financial markets seem to be concocting a brew of transformation. The recent slashes to interest rates have brought significant changes for credit unions, especially with regard to their assets and liabilities.
The monthly Market Overview & Data Report is a comprehensive summary of October’s key economic and market metrics that are fundamental to credit union financial management. The report not only summarizes key economic and market data, but also explains how these metrics are relevant to credit unions. It further includes industry peer performance data and assessment, relative value evaluation, and an upcoming economic calendar. It is also an excellent report to include in credit union board and ALCO packets.
Credit unions leveraging Origence’s subsidiary, FI Connect, can now utilize the FedNow Service via Catalyst, enabling instant loan funding and significantly accelerating transaction speed and efficiency.